Why Hire an Insured Contractor?

A contractor that carries the proper insurance coverage to protect himself and his clients shows a commitment to professionalism and excellence. Your contractor should be able to provide you with a "Certificate of Insurance" that will give you a snap shot of the insurance coverage plan.

There are three types of insurance that you will want to make sure your contractor carries:

1. General Liability - This will provide coverage for bodily injury or property damage due to the negligence of the contractor or his employees.

2. Workers Compensation - This insurance is required by law. It protects the employer of liability due to injury, disability or death of an employee.

3. Dishonesty Bond - This will indemnify the customer for loss of money or property.

 

This information is provided by Steve Dugan (duganins@bellsouth.net). Steve is the insurance agent for Clore Construction and has over 25 years of experience in the insurance industry. Steve is an agent/owner of Fusting & Dugan Insurance, LLC. (www.fustingandduganins.com) who have proudly served the Louisville area since 1935.